Original Article
Socio-economic Profile and Determinants of Repayment Patterns of Kisan Credit Card Loans: Evidence from West Bengal
Year: 2026 | Month: June | Volume 71 | Issue 2
Das, A. and Patnaik, N.M. 2020. Innovations in Agricultural Credit Disbursement and Payment Systems for Financial Inclusion in Rural India. International Journal of Current Microbiology and Applied Sciences, 9(2): 11–18. Last Accessed on 6th January, 2025.
View at Google ScholarDeepika, R.B., Reddy, R. and Thirumal, A. 2026. Multidimensional Constraints to Agricultural Credit access in India: A Systematic Review. Asian Journal of Agricultural Extension Economics & Sociology, 44(4): 83–93. Last Accessed on 10th March, 2026.
View at Google ScholarHasan, A.A.T., Bano, R. and Meena, B.L. 2026. Evaluating the Kisan Credit Card (KCC) Scheme: A Review of Institutional Constraints, Socio-economic Impacts, and Policy Directions. The Bioscan., 21(1): 829–854. Last Accessed on 10th March, 2026.
View at Google ScholarKumar, A., Singh, D.K. and Kumar, P. 2007. Performance of rural credit and factors affecting the choice of credit sources. Ind. J. Agricultural Economics, 62(3): 297–313.
View at Google ScholarKumar, A., Yadav, C., Jee, S., Kumar, S. and Chauhan, S. 2010. Financial innovation in Indian agricultural credit market: Progress and performance of Kisan Credit Card. Ind. J. Agricultural Economics, 66(3): 418–428.
View at Google ScholarMinistry of Rural Development 2022-23. Report on Self- Help Groups (SHGs), Status of Micro-Finance in India. Government of India.
View at Google ScholarMinistry of Statistics & Programme Implementation, 2023. Press Information Bureau release. Government of India. https://pib.gov.in/PressReleasePage.aspx?PRID= 1942055 Last Accessed on 10th March,2025
View at Google ScholarMurty, N.V.J.R.P.N. 2024. Exploring Financial Inclusion and Institutional Barriers for Tribal Farmers in Southern Odisha. European Economic Letters (EEL), 14: 311–319. Last Accessed on 10th May, 2025.
View at Google ScholarNABARD. 2013. Revised KCC Scheme—Progress in the implementation of ATM-cum-debit/RuPay Card (Ref. No. NB.DoR.KCC/638/KCC.1/2013-14, Circular No. 115/ DoR-35/2013).
View at Google ScholarReserve Bank of India. (2020, March 31). RBI Notification. Reserve Bank of India.
View at Google ScholarReserve Bank of India. 2022. Trend and progress of banking in India. Reserve Bank of India.
View at Google Scholar



